15 Best Credit Cards In USA (United States of America) For 2024
7. Discover it® Cash Back
The Discover it® Cash Back is a standout option for those seeking a no-annual-fee cash-back card with rotating bonus categories and a lucrative cashback match. This card offers excellent value and flexibility for those who can maximize its bonus categories.
Rewards Program:
– Earn 5% cash back on rotating quarterly bonus categories (up to $1,500 spent per quarter)
– Earn 1% cash back on all other purchases
– Cashback Match™: Discover will automatically match all the cash back you’ve earned at the end of your first year
Key Benefits:
– No annual fee
– 0% intro APR on purchases for 15 months (then a variable APR applies)
– Free FICO® Credit Score
– No foreign transaction fees
Annual Fee:
$0
8. American Express® Blue Cash Preferred® Card
The American Express® Blue Cash Preferred® Card is an excellent choice for families and those who spend heavily on groceries and gas. With its generous rewards structure and valuable annual credits, this card offers substantial value for its reasonable annual fee.
Rewards Program:
– Earn 6% cash back at U.S. supermarkets (up to $6,000 per year, then 1%)
– Earn 6% cash back on select U.S. streaming subscriptions
– Earn 3% cash back at U.S. gas stations and in transit
– Earn 1% cash back on all other purchases
Key Benefits:
– $360 annual cash back at U.S. supermarkets (up to $6,000 spent)
– No annual fee for the first year ($95 after that)
– No foreign transaction fees
– Access to the American Express Global Lounge Collection®
Annual Fee:
$0 intro annual fee for the first year, then $95
9. Capital One SavorOne Cash Rewards Credit Card
The Capital One SavorOne Cash Rewards Credit Card is an excellent option for those seeking a no-annual-fee cash-back card with bonus rewards on dining and entertainment purchases. This card offers a solid rewards structure and valuable benefits, making it an attractive choice for those who enjoy dining out and entertainment.
Rewards Program:
– Earn 3% cash back on dining and entertainment purchases
– Earn 3% cash back at grocery stores (excluding superstores like Walmart and Target)
– Earn 1% cash back on all other purchases
Key Benefits:
– No annual fee
– No foreign transaction fees
– Access to exclusive culinary events and experiences through Capital One’s dining program
